When it comes to spending money on your property, most home owners will consider what will add value to their home. Whether you own your forever home or are using your current property as a stepping stone, making calculated and considered financial decisions can result in your property being worth more than what you invested. We all like a return on our investments, but how is that achieved for your house?
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If there is one constant in renovating - it is that plans will constantly change! Some changes are big, some are small, some might save you money, some you might choose yourself, but the end result may mean you need to review and adapt your budget. Watch our latest VLOG to see how to deal with the situation head on by adapting the budget.
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Saving for your first home can be a daunting and overwhelming task. It can be hard to know where to start and how to get to where you want to be. I still remember when we were newly married and set the goal to purchase our first home. It took my complete focus - from when we created our plan, until we signed the contract for that home. It was something we really wanted, so we prioritised our finances and focused on this goal.
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Part 3 of our ‘Dollars and Sense’ budgeting series is all about allocating your budget. In this video we explain how we go from setting our budget, to allocating it. Removing the guesswork, to make sure it is realistic and setting your budget up for a win.
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In Part Two of our ‘Dollars and Sense’ budgeting series, we share our strategy for setting our overall project budget for a renovation. This can and may vary widely depending on the state of your house, its location and the scope of your plans.
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For our Reno Race project, the experts Alice and Caleb had a clear idea of how they were going to approach this renovation, it was a budget cosmetic makeover. The priority was to do it as effectively as possible - both in spending as little as possible and doing it as quickly as possible. In short our goal was to do the full project, interior and exterior in 3-4 weeks with a budget of $33K.
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When your builder calls you to let you know he has 1.5 days free next week (when he is fully booked for months), and you are due to have your second child in a few weeks, there is only one answer to give – (or at least that was Alice’s thought) – let’s renovate the bathroom.
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There was no doubt that when it came to this property, the old kitchen needed to go, there was wasted space, cabinetry that was near death and a hot water cylinder taking up storage space. Though budget and time was incredibly tight (the two things you traditionally need in order to design a great kitchen) we were realistic, we knew that we needed to keep costs to a minimum and be decisive in what we wanted to design.
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Budgeting. It’s a love hate relationship. There’s no glamour in doing budgeting, but an essential part of your renovation planning and management to make sure you stay on track and don’t leave the bank account in red when you’re finished.
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